The chart below shows the HSA and HDHP limits for 2025 as compared to 2024. It also includes the catch-up contribution limit that applies to HSA-eligible individuals who are age 55 or older, which is not adjusted for inflation and stays the same from year to year.
Type of Limit | 2024 | 2025 | Change | |
HSA Contribution | Self-Only | $4,150 | $4,300 | Up $150 |
Family | $8,300 | $8,550 | Up $250 | |
HSA Catch-up Contributions (no subject to adjustment for inflation) | Age 55 or older | $1,000 | $1,000 | No change |
HDHP Minimum Deductible | Self-only | $1,600 | $1,650 | Up $50 |
Family | $3,200 | $3,300 | Up $100 | |
HDHP Maximum Out-of-Pocket Expense Limit (deductibles, copayments and other amounts, but no premiums) | Self-only | $8,050 | $8,300 | Up $250 |
Family | $16,100 | $16,600 | Up $500 | |